(L-R) Sergio Ermotti, CEO of Swiss Bank UBS, Axel Weber, Chairman of the Board of Directors of UBS and Ralph Hamers, future CEO of Swiss Bank UBS, during a press conference in Zurich, Switzerland, 20 February 2020. Dutchman Ralph Hamers will replace Sergio Ermotti, who is still UBS boss, on November 1, 2020.

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New CEO of Swiss Bank UBS, Zuerich, Switzerland - 20 Feb 2020

Ralph Hamers, new CEO of Swiss Bank UBS, during a press conference in Zurich, Switzerland, 20 February 2020. Dutchman Ralph Hamers will replace Sergio Ermotti, who is still CEO of UBS on November 1, 2020.

Ralph Hamers (L), future CEO of Swiss Bank UBS, Kirt Gardner (C) CFO and Axel A. Weber (R), Chairman of the Board of Directors of UBS, during a press conference in Zurich, Switzerland, 20 February 2020. Dutchman Ralph Hamers will replace Sergio Ermotti, who is still CEO of UBS, on November 1, 2020.

Axel Weber (L), Chairman of the Board of Directors of UBS, and Ralph Hamers (R), future CEO of Swiss Bank UBS, during a press conference in Zurich, Switzerland, 20 February 2020. Dutchman Ralph Hamers will replace Sergio Ermotti, who is still CEO of UBS, on November 1, 2020.

CEO Ralph Hamers (3-L) of ING arrives before an event to announce the annual year results in Amsterdam, The Netherlands, 06 February 2019.

ING announces yearly results in Amsterdam, Netherlands - 06 Feb 2019

CEO Ralph Hamers (3-L) of ING before an event to announce the annual year results in Amsterdam, The Netherlands, 06 February 2019.

Ralph Hamers, Koos Timmermans and Steven van Rijswijk

ING Bank annual figures of 2017 presentation, Amsterdam, Netherlands - 31 Jan 2018

Ana Botin, Group Executive Chairman of Banco Santander present the award 'European Banker of the Year 2016'  during ceremony at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

European Banker of the Year 2016, Frankfurt Main, Germany - 13 Nov 2017

Ralph Hamers, CEO & Chairman Executive Board of ING Group address during the ceremony where he was award ed 'European Banker of the Year 2016' at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

The trophy received by Ralph Hamers, CEO & Chairman Executive Board, ING Group as 'European Banker of the Year 2016' in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander and Ralph Hamers (R), CEO & Chairman Executive Board of ING Group arrive to take part to the ceremony for the award 'European Banker of the Year 2016'at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander prior to the ceremony to present the award 'European Banker of the Year 2016' to Ralph Hamers (R), CEO & Chairman Executive Board of ING Group at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander present the award 'European Banker of the Year 2016' to Ralph Hamers, CEO & Chairman Executive Board of ING Group during ceremony at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander prior to the ceremony for the presentation of  award 'European Banker of the Year 2016' to Ralph Hamers (not in picture), CEO & Chairman Executive Board of ING Group  in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander prior to the ceremony to present the award 'European Banker of the Year 2016' to Ralph Hamers (R), CEO & Chairman Executive Board of ING Group in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ralph Hamers, CEO & Chairman Executive Board of ING Group after he receive the award 'European Banker of the Year 2016' in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ralph Hamers, CEO & Chairman Executive Board of ING Group address during the ceremony where he was award ed 'European Banker of the Year 2016' in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin, Group Executive Chairman of Banco Santander present the award 'European Banker of the Year 2016' in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L) Group Executive Chairman of Banco Santander prior to the ceremony to present the award 'European Banker of the Year 2016' to Ralph Hamers (R), CEO & Chairman Executive Board of ING Group, in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

A detail of the trophy received by Ralph Hamers, CEO & Chairman Executive Board, ING Group as 'European Banker of the Year 2016' in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L), Group Executive Chairman of Banco Santander, presents the award 'European Banker of the Year 2016' to Ralph Hamers (R), CEO & Chairman Executive Board of ING Group during ceremony in the Emperor Hall (Kaisersaal) of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said 'under Hamers' leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ana Botin (L), Group Executive Chairman of Banco Santander, presents the award 'European Banker of the Year 2016' to Ralph Hamers (R), CEO & Chairman Executive Board of ING Group during ceremony at Imperial Hall of the Frankfurt Roemer in Frankfurt Main, Germany, 13 November 2017. Ralph Hamers, CEO & Chairman Executive Board, ING Group, has worked for the company since 1991, and has headed the financial enterprise since 2013. As part of reasons for awarding the title, the awarding jury said ?under Hamers? leadership, ING has invested heavily in online banking and is considerably ahead of the curve when it comes to banking digitisation. The jury also said the bank impresses with its visionary applications and always stays up to date with the latest technological trends. In contrast to the general trend in the industry, ING?s German subsidiary once again achieved a record result for the 2016 financial year. Earnings after tax rose by 14 per cent to 859 million Euros.

Ralph Hamers, CEO of ING Group, speaks at the 'Man meets Technology' Banking Summit in Frankfurt Main, Germany, 06 September 2017. The 'Man meets Technology' banking summit brings together moe than 500 decision-makers from banking, fintech, media and compliance sectors.

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